Spread out your spending with Amazon Layaway! 🙌🏼
Amazon is one of our favorite places to shop with its low prices, fast shipping, and free returns. But, you may also be excited to know that Amazon offers layaway!
Even better, starting July 11th, they’ll be hosting their popular Amazon Prime Days sale with HUGE savings sitewide. If you’re planning ahead for gifts or just need to wait to grab something but don’t want to miss out on the hot deals, you can use layaway. Unlike many layaway programs which are only offered during the holidays, Amazon Layaway is available year-round!
Buying Christmas gifts early is always a great idea, and with Amazon layaway, you get to score great buys now without having to pay them off instantly.
Note that Amazon Layaway may not be available to all customers for a variety of reasons, but not limited to, the type or price of the product, product availability, or delivery address. It is also not available for customers shipping to CT, DC, IL, MD, OH, PA.
Is Amazon Layaway really free? Yes! There are no interest charges, late fees, sign-up fees, service charges, cancelation fees, or restocking fees for using this payment option. See more in the FAQs here.
How does it work?
Amazon Layaway makes it easier to pay as you go online without any fees or credit checks. You’ll make a payment every 2 weeks for 5 total payments including your initial 20% payment, and your item will ship after your final payment! Plus, there are no fees or penalties for early pay-off if you want your item sooner!
Even better, it’s available to all Amazon shoppers, not just Prime members!
How much will I pay today?
Just 20% of the listed price! AND opting for layaway will lock in that price for good – including any available discounts! Once you put an item on layaway, the price will not change- how awesome is that!Â
IMPORTANT NOTES: Your remaining 4 payments will be automatically charged to the original payment method every 2 weeks. Thereafter, each payment will be 20% of the original price with taxes and shipping fees (if any) added to your final payment.
You can manage your layaway plan, update your payment method, pay early, and more through your Amazon account. Note that all layaway orders must be paid in full within the 8-week layaway period.
Are there any drawbacks?
Besides having to wait for your item, we have yet to find any drawbacks with Amazon Layaway. It’s beneficial, doesn’t cost you any money, and you get what you want without having to immediately pay the full amount. It sounds like a great Christmas budgeting hack!
Ready to get started?
Head to the Amazon Layaway Homepage to start browsing tons of home goods, electronics, furniture, and more products available for layaway. Then, just add the item to your cart. On the checkout page, check off the “Reserve with Layaway option” right under the gift checkbox.
Note that only items shipped and sold by Amazon are eligible for layaway.
Need to cancel or can’t make your layaway payment?
There are no fees for overdue or canceled layaway plans. If you miss a payment, Amazon will send you an email to inform you that the payment is late. Once your layaway balance is overdue, you will not be able to open any additional layaway plans with Amazon. If you pay your outstanding balance prior to your next scheduled payment, you can make additional purchases on layaway.
